Of Special Interest
Filters
- Newslink Trends-The Global Strategic Perspective
- Newslink Global InsuranceTrends-Editor's Weekly Highlights
- West and Central Europe-Insurance Newslink Global Trends-Editor's Quarterly Highlights
- 2022-Collaboration the key to the Climate Change challenge and an opportunity for the global insurance market
- "It's All About the Customer" the theme for the latest IBM/Shillito white paper
- Consumer confidence in banks, credit card providers and investments remain stable as demand supercharges digital finance says Toluna research
- Guidewire strategy hitting the hot spots
- Timely webinar on Digital Transformation progress and potential in the insurance markets
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's New Year Thoughts
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly HIghlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly HIghlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink GlobaI Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insuraance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weeekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weeekly Highlights
- Newslink Insurance Global Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global InsuranceTrends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly HIghlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global InsuranceTrends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Insurance Global Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Edtor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Headlines
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global InsuranceTrends-Editor's Weekly Highlights
- Newslink Insurance Global Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Insurance Newslink Global Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editors Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Insurance Newslink Global Trends-Editor's Weekly Highlights
- 2021-A year of change and opportunity?
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Trends-Editor's Weekly Highlights
- Newslink Insurance Global Trends-Editor's Weekly Highlights
- Insurance Newslink Global Trends-Editor's Weekly Highlights
- Newslink Insurance Global Trends-Editor's Weekly Highlights
- Newslink Global Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Highlights
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor' Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Insurance Global Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Insurance Newslink Global Trends-Weekly Editor's Overview
- Insurance Newslink Global Trends-Editor's Weekly Overview
- Newslink Insurance Global Trends-Editor's Weekly Overview
- Newslink Insurance Global Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Sequel at an exciting time in its development
- Lloyd’s takes action to accelerate transition to sustainable economy
- CII progressing on all fronts
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global InsuranceTrends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global InsuranceTrends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurane Trends-Editor's Weekly Overview
- Newslink Insurance Global Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Insurance Newslink Global Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global InsuranceTrends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Review
- Insurance Newslink Global Trends-Editor's Weekly Overview
- Insurance Newslink Global Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Insurance Global Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Insurance Newslink Global Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Insurance Global Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Insurance Global Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Overview
- Duck Creek Technologies builds up presence in the EMEA region
- Novidea breaking the mould
- Newslink Insurance Global Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Review
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Market Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-Editor's Weekly Overview
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- 25 years of Insurance Newslink-50,000 linked articles. Keeping up with global insurance market and InsureTech trends in context-hindsight, insight, and foresight
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Interview:The Chartered Insurance Institute-a moving experience
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Insurance Newslink meets with digital insurance thought leader Denise Garth
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-This Week
- Newslink Global Insurance Trends-The Week
- Insurance Newslink drops in for a Guidewire update
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Insurance Global Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-a year of continuing change ahead
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Analytics for Insurance-The Real Business of Big Data
- Newslink Global Insurance Trends-The Week
- Newslink Interview: A Catalyst for Change at the CII
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends-The Week
- Newslink Global Insurance Trends
- 4th Annual Insurance AI and Analytics Europe Conference
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Chartered Body Alliance formed to enhance and sustain the level of professionalism and trust in the financial services sector
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Interview: CSC/Xchanging settling down well
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Interview: Guidewire powers ahead across Europe
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- CII launches Strategic Manifesto 2021 Roadmap with emphasis on building public trust in insurance
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Interview-"New" Sequel spreads its wings
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- London Market and other insurance centres worldwide reviewed from an historic, current, and future prospective post-Brexit
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Interview-Xuber increasingly making its mark
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global InsuranceTrends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Transformation progresses at IBM with the global insurance market as a focus
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- " Empowering the Commercial Lines Underwriter"-a new FirstBest/Shillito white paper
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- LMG announces major steps forward following the London Matters research
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- Newslink Global Insurance Trends
- NewslinkTrends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- NewslinkTrends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- NewslinkTrends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends:Weekly Global Insurance Analysis
- London Market Group outlines five key initiatives for 2015
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Opinion: Transforming data into intelligence-the insurance industry's challenge
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- NewslinkTrends: Weekly Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- NewslinkTrends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- NewslinkTrends: Global Insurance Analysis
- Newslink Trends-Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- NewslinkTrends:Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- Newslink Trends: Global Insurance Analysis
- London Market under threat says LMG/Boston Consulting global research report
- Newslink Trends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- NewslinkTrends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- NewslinkTrends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- NewslinkTrends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- European insurers analytics survey indicates progress and trends
- Newslink Trends: Weekly Insurance Global Analysis
- Newslink Trends: Weekly Insurance Global Analysis
- NewslinkTrends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Trends: Weekly Global Insurance Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Big Data-a challenge but an opportunity to differentiate
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Interview: Xchanging-providing a global platform adapted for local markets
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Interview: Customer experience emphasis at Pegasystems
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Newslink Opinion: Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- SAS-a hybrid analytics approach to fighting insurance fraud
- Creating an environment for improving and widening decision making
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- Weekly Insurance Global Analysis
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
- The Global Insurance Week
19th July 2011
The lesson from the European stress test.
Opinion
Market players, observers and media have struggled to offer conclusions following the European stress test. Before discussing the conclusions first is a summary of the results. The banks that failed were:
Austria : Oesterreichische Volksbanken AG
Greece : Agricultural Bank of Greece (ATE) and EFG Eurobank Ergasias SA
Spain : Banco Grupo Caja3, Banco Pastor SA, Caja de Ahorros del Mediterraneo, CatalunyaCaixa and Unnim.
As discussed previously Landesbank Hessen-Thueringen (Helaba) would have failed except it withdrew from the process. The fact a bank can withdraw from the process appears strange to many. As its shareholders are the state of Hesse and the local savings banks it can be argued that its inclusion or exclusion are of less direct importance. The argument over the inclusion of silent participation or not - could attract EC interest however. The bank argues that as the state has given an explicit guarantee then the bank cannot be other than solid. However this same guarantee could be seen as unfair state aid and draw action from the European Commission Competition Commissioner, as WestLB has done so before. Spain too argues that some of the capital instruments used in Spain should have been included by the EBA.
When it comes to the banks who marginally passed - those with over 5% and under 6% Core Tier 1 capital some bigger names appear - Banco Comercial Portugues, Espirito Santo Financial Group, HSH Nordbank AG and Norddeutsche Landesbank. Both Portuguese banks have plans to boost capital. The Germans' continue to complain over the exclusion of silent participation, fighting a battle already lost in regard to Basel III implementation.
Much has been written about the assumptions in the stress test with regard to a Greek default. Most commentary entirely misses the point, the fact is that other than for Greek banks, and possibly Cypriot banks Greece defaulting would not be a major calamity. Even if there was total default by Greece the effect would be:
End 2010 Greek Sovereign Debt €98.2bn Greek Institutional Debt €17.2bn
Exposure Sovereign Institutional Combined exposure
of banks in % % €bn
Cyprus 7 12 8.9
France 8 5 8.7
Germany 9 10 10.6
GREECE 67 69 77.7
The only argument that can be put forward over the seriousness, in continental terms of a Greek default, is those suggesting a domino effect, that pressure would then move on to the next weakest and the next weakest after in turn. Whilst this is potentially something that will have to be addressed at EU level the effects are so far into the unknown it is not reasonable for the EBA stress test to even begin to model.
So, perhaps the lesson from the European banks stress test is that the designers of it may have been a little cleverer than they have been given credit for. What the EBA may be successfully doing is forcing the increase in capital gross amount and in quality of capital at a pace well ahead of the Basel III timetable and at the fastest pace it is possible to proceed, at without having major countries refuse to participate. Thus helping derisk European banking relating to one of the key risk dimensions.